Thomecc Townhall Meeting 2025
Posted August 20th, 2025
Members Entitled to Vote for ARGAM and Election 2025
Posted March 21st, 2025
List of Members Entitled to Vote for ARGAM and Election 2025
is now available for viewing!
18th Annual Regular General Assembly Meeting and Elections
Posted March 20th, 2025
ThomECC x Abenson Trade Fair
Posted November 27th, 2024
Updates on ThomECC Express Cash Loan
Posted November 20th, 2024
ThomECC Express Cash Loan
No Interest, Just one-time Service Fee!
TERMS AND SERVICE FEES:
- 4 months for Php 8,000, SF Php 600.00
- 5 months for Php 10,000, SF Php 800.00
- 6 months for Php 15,000, SF Php 1000.00
Updates on ThomECC Educational Loan
Posted November 20th, 2024
Heads up ka may-ari!
Educational Loan new features:
New Loanable Amount:
> Php 30,000
> Php 35,000
> Php 50,000
Interest Rate:
> Equivalent to 10% fixed annual interest using diminishing interest computation
ThomECC Annual Townhall Meeting - October 1, 2022
Posted September 10th, 2022
ThomECC is now accepting new Time Deposit Placements
Posted July 3rd, 2022
New Policy on Members without Loans
Posted March 31st, 2022
ThomECC has released a new policy on members without Loans (MwoL).
Please click on the Read More link to view the full content of the policy
Calamity/Emergency/Credit Card Pay-Off Loan Application Form
Posted July 9th, 2021
The application form for Calamity Loan, Emergency Loan and Credit Card Pay-Off Loan is now available in the Downloadable Forms in the Membership Area of our website.
http://thomec-coop.com/memberslogin
Nomination/Filing of Candidacy
Posted May 1st, 2021
Procedure of Nomination / Filing of Candidacy for Election 2021 is now available at
http://thomec-coop.com/aboutus/46
Proposed Amendment to ThoMEC Election Rules and Guidelines
Posted April 30th, 2021
The Proposed Amendment to ThoMEC Election Rules and Guidelines is now available for viewing at http://thomec-coop.com/aboutus/47. These shall be subject to amendment during the Annual General Assembly on May 22, 2021.
THOMEC 15th Annual General Assembly - Registration
Posted April 30th, 2021
THOMEC 15th Annual General Assembly
Posted April 30th, 2021
TO : ALL THOMEC MEMBERS
NOTICE : ThoMEC 15th ANNUAL GENERAL ASSEMBLY (AGA)
Notice is hereby given to all members that the THOMEC Annual General Assembly Meeting will be held on May 22, 2021 through Zoom webstreaming from 1:00 to 5:00 pm
Financial Literacy Webinar
Posted March 26th, 2021
New Loanable Amount for ThoMEC Education Loan
Posted March 19th, 2021
New Loanable Amount for ThoMEC Express Cash Loan
Posted March 19th, 2021
Education Loan Application
Posted March 2nd, 2021
New Interest Rates
Posted October 6th, 2020
Bayanihan2 60day Moratorium
Posted October 6th, 2020
Distribution of ISC and Patronage Refund
Posted June 12th, 2020
THOMASIAN MULTI-PURPOSE EMPLOYEES’ COOPERATIVE
Rm. 117 Ground Floor, UST Main Bldg., España, Sampaloc Manila
Tel. # 406-16-11 loc. 8557
11 June 2020
TO : All ThoMEC Members
RE : Distribution of Interest on Share Capital (ISC)
and Patronage Refund (PR)
IMPORTANT ANNOUNCEMENT
ThoMEC shall be distributing the income earned of its members in the form of Interest on Share Capital (ISC) and Patronage Refund (PR) for the year ended 2019 on June 16-20, 2020.
For ThoMEC members with Security Bank accounts enrolled in our digi-banker facility, expect receipt of their ISC/PR via auto credit.
For those ThoMEC members NOT enrolled and who have not given yet their account details, you may send an email to thomec_coop@yahoo.com containing their account details (full name and Bank Account number duly affiliated to the member) where their ISCPR shall be credited. A minimal transfer fee may be charge to the member. To further safeguard the confidentiality of your account, we shall not ask additional personal information except for the name and bank account number.
Submission of bank account information to the above-mentioned email address signifies agreement with ThoMEC giving authority to make the mentioned transactions. This is in relation to Data Privacy Act to include those who have already submitted their bank account details.
For ThoMEC members who do not have any bank account, you shall receive your ISCPR in cash or in cheque at ThoMEC Office once our office operation resumes.
Please be guided accordingly.
The BOD and the Management
Extension of grace period/loan moratorium for payment of all loans for another 30 days
Posted May 6th, 2020
24 April 2020
TO : All ThoMEC Members
RE : Extension of grace period/loan moratorium for payment of
all loans for another 30 days
IMPORTANT ANNOUNCEMENT
In view of the extension of the "Enhanced Community Quarantine" (ECQ) until May 15, 2020, the BOD has resolved to extend the period of loan moratorium for another 30 days accordingly, and also as help to our members in their personal finances during the ECQ through the deferment of collection of loans falling due during this period.
Further, in accordance with the Bayanihan Law, ThoMEC shall not charge any additional interest, penalties or other charges during the whole period of the loan moratorium which effectively started on March 31 and which will end on May 31, 3020.
Guide questions and answers for members concerned:
- 1. Who can avail of this extension on Loan moratorium?
- All ThoMEC members, Regular and Associate, with existing loans can avail of this extension on loan moratorium except those members who have delinquent accounts prior to the implementation of the moratorium period.
2. If a member availed of the whole 60-day period of Loan moratorium, how will he/she pay for the unpaid loan amortization after the ECQ period?
- The member shall be given the option to choose when to pay the unpaid amortizations in any month/s within the period from June 01 to December 31, 2020. Please note that this payment/s will be in addition to your regular current amortization, on the same due dates.
Example: Member A chooses to pay unpaid amortization on July 30 and Oct 30. So his payments on those dates will be current amortization + unpaid amortization. Payment of the unpaid amortizations during the period of loan moratorium must be fully paid by the end of December 2020. ThoMEC reserves the right to collect and deduct any unpaid amortization from the member's 13th month pay and other benefits due him/her in December.
- A member may use the dividend he/she may receive when the said dividend has been distributed. This is especially advisable for those members who availed of an Emergency Loan during the ECQ period since they have "advanced" in effect, their dividends already.
- A member may take out a loan from ThoMEC at a minimal interest rate of not more than Php50,000.00 for the purpose of paying out his/her unpaid amortizations, provided that he/she has qualified in accordance with our credit policy.
3. Can a member opt to voluntarily continue his/her loan amortization, whether through auto debit, PDC or OTC, and not avail of the extension mentioned herein if he/she has the capacity to pay?
- The answer is Yes. The legal basis for this can be found in the IRR of R.A. 11469 or the "Bayanihan to heal as one act", Rule III, Sec. 3.03 (last paragraph) which states that "Nonetheless, the grant of the grace period (or loan moratorium) by the above mentioned covered institutions shall not preclude the borrowers from paying their obligations as they fall due during the period of ECQ should they so desire."
Further, Cooperatives abide by the core values of self-responsibility, self-help and mutual help, among others. The members with loans have the responsibility to pay them, moratorium or no moratorium. Those unpaid loans will prove to be more burdensome as there will be months that they will have to pay two amortizations.
The core value of Self-help means among others, that the members are helping themselves by paying their loans on time and not being burdened by additional loans to pay. Mutual help on the other hand means that by paying out their loans, they are not only helping themselves but also helping the Cooperative. The continued collection of loans will ensure the liquidity of the Coop and safeguard its business continuity thus maintaining the confidence of all members.
Note: Kindly communicate with the ThoMEC Office thru our social media accounts from the above mentioned options:
1. On options mentioned in number 2 above, please communicate your preference on or before May 31, 2020.
2. Should you choose option number 3 above, please advise ThoMEC on or before May 10, 2020.
Please be guided accordingly.
The BOD and the Management
New Products: Multi-Purpose Loan (Collateralized loan)
Posted July 9th, 2019
ThoMEc is now offering new loan products. See product descriptions and guidelines on our Products & Services page.
THOMEC Code of Ethics and Good Governance
Posted January 20th, 2018
Know more, be informed.
Read the Code of Ethics and Good Governance of our Cooperative.
Click the link or view in About Us Page.
New Products: Savings Account and Time Deposit Account
Posted April 5th, 2017
ThoMEc is now offering new deposit products. See product descriptions and guidelines on our Products & Services page.